moo

Family Focused Financial Planner - Families First, Not Policies

A full view of your money

Do you know where your money is going? Do you know if you're ready for retirement?

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Fee Based Planning Process

Download my short info guide, which explains my process, what you can expect so you guage if we might be a good fit?

What I've learnt over 13 years, whilst helping families on their financial journey

You can do some of your financial planning on your own; I recommend that you do. What you can’t do on your own is see your “blind spots“.  You don’t know what you don’t know and when you find out, it might be too late. My passion is working with families to help them develop their financial plans, as I work with you and your family to design your plan together.

Being an independent fee based financial planner with an Advanced Certificate in Financial Planning (from Milpark Business School) and not influenced by an insurance company or commissions, allows me the unique opportunity to help you design your best life.  

I have been with Terence and Rich Ideas for over a year now, honestly the best financial planner I’ve ever worked with. He is transparent and always gives you all the information you need to know about financial products. Terence and his team are so easy to contact, even when Terence is busy he always makes sure that your issues are attended to. I have recommended Terence to my close friends and they all share similar sentiments. On top of him being an amazing financial planner, he has a network of friends that are able to attend to other financial issues that may be beyond his scope. Terence is a friend we all need in the financial world, very kind. I’ve struck a friendship with him that I would like to keep for a very long time. An amazing financial planner. 

Dr T Moyo

- client

Terence, are you really an independent financial planner?

YES, I am! As the founder of Rich Ideas Group and the only director of the company, FSP licence number #50569.  I am not influenced, nor compelled to support any particular investment product or insurance provider.  I do have contracts with many of South Africa’s largest providers. However; I do my best work with YOU. To help you align your resources (capital and time) to what serves you best, with providers you feel are a great fit and help you reach your goals.

I like to consider myself your “go to guy” or your families “chief financial officer“, working with you to understand what is important to you and celebrating with you along the way.

Learn about money through conversations

Listen to my podcast

If you do want or need policies and products,
I can help with that.

Insurance

Are you correctly insured?
Will your premiums get more and more expensive every year?

Living Cover

Life, dread disease, disability and income protection cover.
Let's review your needs.

Retirement

Will you be ready for retirement. I will be fully transparent! How much is enough?

Advice

Get financial advice to meet your needs.
Everyone is unique, advice should be unique too.

Will & Estate Planning

Helping you to draft your will and legacy plan.
Don't leave it to chance.

Tax and Accounting

I have partnered with passionate professionals who can help you.

Terence's Team

Salomé Nel
Operations Manager and Planning Assistant

Salomé is passionate about helping others shine. Her commitment to her work, dedication to her colleagues and clients as well as her ability to keep her thumb on all that is happening in Terence’s office; is why everyone that works with her, absolutely loves her.

Tel: 011 568 1338 | Email: salome@richideas.co.za| 

Cayleigh Sanzullo
Office Administrator and Client Support

Cayleigh, is organised and detail orientated, she is the office go-to, for all your admin-related queries and requests. She is always happy to take your calls with the kind of smile you can hear. If you’re unsure of what you need, she will guide you through our services as a start to your financial journey with the Terence.

Tel: 011 568 1338 | Email: admin@richideas.co.za| 

Proud Member of 

SOUTH AFRICAN INDEPENDENT FINANCIAL ADVISORS ASSOCIATION

Who are you? What do you think about? What is your relationship to money? These and many more questions, have a huge impact on you and your family reaching your financial goals. Telling you what to think and what to do, is not my business. Rather it is to work alongside you, so that reaching your goals is as easy as possible.

Terence Tobin

Passionate independent financial planner and money coach

Terence Tobin is part of the Rich Ideas Group (Pty) Ltd, an authorised financial services provider #50569.  Please read this important disclaimer.

I've been in the media!